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Writer's pictureEvan Temple

Age groups for investing and why it matters.

Considering your age and where you are in life is really important when you're investing. It affects what you're aiming for financially, how much risk you can handle, and how long you have to invest. When you're younger, you can often take more risks because you have time to recover from any losses, and you might be focused on growing your savings for things like buying a home or starting a family. As you get older, you might shift towards safer investments to protect what you've saved, especially as retirement approaches. We suggest a mix of investments—like stocks and bonds—that fit your age and goals, and it's smart to spread your investments around to manage risk. Keeping an eye on these factors helps you make choices that match your financial needs and plans as you move through life.

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